hi,i'm 41 and i bought a 1984 gl1200a last april(09),as all of my riding previously had been on sportbikes, it took about 1000 miles to get used to the low speed cornering.once i got it down i began to love the goldwing so much that i'm buying a 2009(brand new)gl1800 comfort navi xm abs model.my questions to anyone would be:1)are there any problems to look for?2)any suggestions as to a headset for my passenger and me?i'm looking for a plug type so i can use all of the gl's audio comfort,and would also like a voice activated system so the audio system will automatically cut out when speaking.3)lastly is there insurance out there under 600 dollars per year,i will be paying 465 per year with my company but it does'nt carry any medical?