[Nohandles]

Last year when I got the Wing we used Grange insurance it was 271.00 from March first to November 30th. Seemed high to me. I've been checking and the least I've found was 110.00 for the year but the coverage was way less than the 300000.00/100000.00 I had. what is everyone else doing and who is the best?

 

[twostrokes48]

Not sure what the best is, or the cheapest for that matter. I have used progressive for a long time. Right now my policy covers 3 bikes. Two goldwings and a classic 750 (agreed value of $2500). Have $500 deductable on the policies. Accessories to $3000 and roadside assistance.
The entire policy for 1 year, paying in advance, is like $480.00.
Experience with accidents.....paid well on a gw trike I had totaled. Downside, still fighting using a lawyer for all medical, pain/suffering and still no settlement. Has been 20 months so far and no movement. That said, I think all insurance companies calculate odds when refusing to pay. That is their business...get the money...keep it...make every loophole possible to find a way out of paying. Most other companies I checked were more expensive and no proof they wold pay out any better on accidents.

 

[fossil92]

I keep it simple. State Farm

 

[santini1953]

I have Geico

 

[Cantankerous]

I keep it simple. State Farm

Ditto.

At this point.

 

[Two Wheel Wing]

Progressive for 11 years..

 

[blk93wing]

Well I've been Progressive for about 30 years, 50/100 full coverage on my 93 wing, 83 venture and my son's 01 bandit. Matter of fact, I just opened my bill as I'm typing and I'm paying about $640. I had been paying like $310 for the wing and the venture before adding on my son, but that was a few years ago. See what your bill will be like now that you have a year under your belt. Most companies will drop the premium down after a year or two of being with the company. At least Progressive did.
Hey nohandles, should I get an insurance agent to come in for a presentation at our Safety Sunday next month? March 10, I'll be sending out the flier tomorrow I think. Still looking for a couple more presenters, booked officer from OHP so far.

 

[EFINREF]

I have always had Progressive....Hopefully I will never use it.

 

[bikrbob]

Progressive, as the name states is very progressive. A big supporter of the current administration. Geico is similar in what I have read.

I have use Markel for the past 5-6 years. 2 years ago when I was hit and run on my 1100 Shadow they paid everything right away, all I had to do was give them the totals from the hospital and lost work time. Also paid me what I had into the bike, no financial loss. Just a sore ankle for about a month. I am sure they wanted to settle to avoid a lawyer getting involved but I didn't see any reason to go that way.

 

[donnewald]

American Family 100/300/100 $500 deductible $360 a year

 

[budoka]

Our insurance up here is a tad different. Unless you know who to talk/deal with, all the m/c endorsements and underwriters are pretty much under the same umbrella regardless of your broker. I did some real searching and found much better coverage for my sport bike from one of the largest companies in the country, and they'll be getting the whole enchalada this year's renewal. Goldwing, car, truck, house. Same outfit I had my plane insured with too. I'm not 'married' to any insurance company anymore. Tired of getting the high hard one all the time. Up here, it seems the longer you stay with them, the worse they gouge you.:hater:

 

[Nohandles]

From your replies it looks like I didn't pay to much. I think I'll stick with what I have at 271 a season.

 

[joker11]

What is this "Season" crap? Our insurance companies down here make you pay for all year no matter what.

I don't know, my wife pays for it.

 

[EFINREF]

What is this "Season" crap? Our insurance companies down here make you pay for all year no matter what.

I don't know, my wife pays for it.

+1.....Didn't know there was any such thing as a season:loco:

 

[santini1953]

I only pay for March thru October

 

[joker11]

But then again, I ride year round! sucka!

 

[blk93wing]

Yeah yeah yeah, go ahead and rub it in. I'll think of you come July/August when your frying eggs on your seat!

Here in Ohio we only have two seasons - winter and road construction!

 

[edmKC]

Our insurance up here is a tad different. Unless you know who to talk/deal with, all the m/c endorsements and underwriters are pretty much under the same umbrella regardless of your broker. I did some real searching and found much better coverage for my sport bike from one of the largest companies in the country, and they'll be getting the whole enchalada this year's renewal. Goldwing, car, truck, house. Same outfit I had my plane insured with too. I'm not 'married' to any insurance company anymore. Tired of getting the high hard one all the time. Up here, it seems the longer you stay with them, the worse they gouge you.:hater:

So ummmm, can I ask who you ended up with? I was asking around a bit at the MC show and it sounds like I can expect my rates to go up a bit this year after someone (can't remember the name - wrote it down somewhere though) bought out Jevco.

 

[santini1953]

It's important to remember ... driving record, accident record, location of residence and credit score is a factor in policy cost.

 

[budoka]

So ummmm, can I ask who you ended up with? I was asking around a bit at the MC show and it sounds like I can expect my rates to go up a bit this year after someone (can't remember the name - wrote it down somewhere though) bought out Jevco.

I'll have to check, but I think the RC is with Aviva. I got the policy through Marsh; the trhee agencies here in town can't even access that underwriter...didn't even know about them (????). Only stiplulation is I can NOT put my bike on a track or they'll cancel my coverage.oliceman: Like I'm going to do that anyway.
I think it was Intact that bought out Jevco, that's who the Wing is with, and I can still keep my Wing plociy when I switch companies (I'm with Brokerlink here at the moment) at renewal time. Be damned if I'm getting lumped in with the friggin 18 year old squids after being licensed for over 40 years for the RC51 (no claims, clean abstract). Your license and age/abstract has NO effect on your sport bike coverage when forced into "facility"...what a crock of BS!:shooting2::cussing: